You are confusing technique for skill. AJ has very little skill at all. He's a giant man with decent technique who got abused as soon as he ran into someone he couldn't overwhem
I dont think its that competitive to be honest. Ruiz too busy, too fast. Wins a decision. Toney would lose to Fury, Wilder, and AJ too. Fights against an old Chisora, an old Povetkin, an old Ortiz, and possibly Whyte and Parker, would be winnable though.
James toneyas good as he was, and he was bloody good can either be very underrated or very overrated. It hink he's being overrated here.