I got Charlo, even before last night. I don't rate old Cotto, Charlo would just be more hungry and physically stronger.
Hehe I doubt the "worse than Lubin" part but I basically agree with you. Good point about Trout. Charlo fought a close fight with Trout and got a decision. Trout dominated Cotto.
Jermall beats Cotto up. Miguel is basically retired at this point, and he's too small and physically underwhelming to beat a big 154 pounder with more athleticism, speed, and power like Jermall.