Take some time off, enjoy Kwanzaa with the kids. Get some cake-walks lined up for April, July, October, to build his name back up Then early 2023 fight one of Ruiz Jr., Whyte, Usyk or Joshua - if he wins he cements his legacy, and then try for one more. If he loses, at least it will be one final pay day. Retire end of 2023 aged 38.