I think Toney should be able to replicate what Giambra did - Withstand Floro's big bombs early, and then bust him up with inside combinations. Toney by mid- or late-round stoppage.
Even more so it's just a horrible match-up for Fernandez. He could box a bit though and kept up a decent workrate, which might trouble middleweight Toney. But I see Toney picking Fernandez apart, as long as he doesn't show up in Tiberi form.