Joe probably means he’s not got enough to retire and maintain the lifestyle he’s currently living, and wishes to maintain. He likely grossed circa £5 million plus, and probably walked with around £3 million net from that. Maybe has a property or two on mortgages, took care of some family, then add in lifestyle and fees that come with being a fighter, and it’s not enough for him. Plus he’ll have people around him telling him he’s basically one win from winning the lottery and being back in contention. Sad really, because boxers never get better over time the way other fields do, and Joyce has already incurred so much damage. Unlike Williams, who ended up essentially just laying down after a round or two, Joe’s got a huge heart and was truly worthy of his Juggernaut moniker at his peak. At one point he was on the precipice of hitting the jackpot after the Parker win, then Zhang was the sliding doors moment. Edit: Plus, depending on the set-up, he’ll always be paying his tax up to a year behind.